ST. CROIX INSIGHTS

5 Tips for Financial Wellness from a Financial Planner

BY BRETT ANDERSON/ST.CROIX ADVISORS, LLC
Back view of extended family exploring the best place for their picnic in autumn. Copy space. Man is aiming at distance.

Financial planning is a deeply personal process, as it involves securing not only your present but also your future, along with the well-being of those who depend on you. To navigate this journey effectively, it’s important to integrate various aspects of life that can help you achieve your financial goals. Consider these five tips from a financial advisor, yours truly.

1. Prioritize by learning to say no. This world is full of constant demands. Fill your schedule, then add some more. Get a full-time job, volunteer, raise a family, have a social life, post about it on social media, connect with old friends, keep up with your health, cook meals, run errands, stay clean, the list goes on. How can we possibly balance everything? Surely something must give. One of the best pieces of advice I’ve ever gotten was to say no to things to create a better yes for yourself. With this extra time, you’ll be able to focus on and invest in what really matters to you.

2. Practice generosity. As difficult as it can be at times, put others first. If you are in a good place both physically and mentally, you have the capacity to give and serve others. Generosity doesn’t always have to equate with money; this can be as simple as saying an extra “thank you” today. It can be as complex as starting a nonprofit organization to contribute to a cause you care about. No matter how you do it, you won’t regret the time and resources you gave to better the life of someone else.

3. Appreciate. If you’re reading this right now, you are incredibly blessed. You have access to technology, the knowledge to read, and a mind to process and comprehend thoughts. That is pretty cool. Your body is capable of a lot. Appreciate the things around you – the changing seasons, the simple pleasures, and the things that keep you going each day (even if that means the coffee pot at work). Embracing gratitude for the everyday blessings will help enhance our overall outlook and contentment.

4. Embrace planning. There are many areas of your life that will go better if you just plan them out. Budget for each month. Write down your goals. Make to-do lists. Keep track of the events you have coming up. Plan for life. While remaining flexible to life’s changes, having a plan guides us towards our desired outcomes.

5. Love. Seriously — in every single way. Loving wholeheartedly and nurturing relationships across various avenues of your life is vital. Love the people around you even when they are hard to love. Look in the mirror, smile, and love yourself.

From prioritizing your commitments to fostering meaningful connections and embracing gratitude, these tips serve as a roadmap to not only secure your financial future but also enhance your overall well-being.

Reach out and let me know how I can help you reach your financial goals.

Brett

 

Financial planning is a deeply personal process, as it involves securing not only your present but also your future, along with the well-being of those who depend on you. To navigate this journey effectively, it’s important to integrate various aspects of life that can help you achieve your financial goals. Consider these five tips from a financial advisor, yours truly.

1. Prioritize by learning to say no. This world is full of constant demands. Fill your schedule, then add some more. Get a full-time job, volunteer, raise a family, have a social life, post about it on social media, connect with old friends, keep up with your health, cook meals, run errands, stay clean, the list goes on. How can we possibly balance everything? Surely something must give. One of the best pieces of advice I’ve ever gotten was to say no to things to create a better yes for yourself. With this extra time, you’ll be able to focus on and invest in what really matters to you.

2. Practice generosity. As difficult as it can be at times, put others first. If you are in a good place both physically and mentally, you have the capacity to give and serve others. Generosity doesn’t always have to equate with money; this can be as simple as saying an extra “thank you” today. It can be as complex as starting a nonprofit organization to contribute to a cause you care about. No matter how you do it, you won’t regret the time and resources you gave to better the life of someone else.

3. Appreciate. If you’re reading this right now, you are incredibly blessed. You have access to technology, the knowledge to read, and a mind to process and comprehend thoughts. That is pretty cool. Your body is capable of a lot. Appreciate the things around you – the changing seasons, the simple pleasures, and the things that keep you going each day (even if that means the coffee pot at work). Embracing gratitude for the everyday blessings will help enhance our overall outlook and contentment.

4. Embrace planning. There are many areas of your life that will go better if you just plan them out. Budget for each month. Write down your goals. Make to-do lists. Keep track of the events you have coming up. Plan for life. While remaining flexible to life’s changes, having a plan guides us towards our desired outcomes.

5. Love. Seriously — in every single way. Loving wholeheartedly and nurturing relationships across various avenues of your life is vital. Love the people around you even when they are hard to love. Look in the mirror, smile, and love yourself.

From prioritizing your commitments to fostering meaningful connections and embracing gratitude, these tips serve as a roadmap to not only secure your financial future but also enhance your overall well-being.

Reach out and let me know how I can help you reach your financial goals.

Brett