ST. CROIX INSIGHTS

50 Life Lessons for a Fulfilling Journey: From Bucket Lists to Relationships and Financial Wisdom

BY BRETT ANDERSON/ST.CROIX ADVISORS, LLC

the lessons never end

Life is an incredible teacher, filled with countless lessons waiting to be discovered.

As I navigate through each day and confront choices, I ask myself two important questions:

  1. Does this simplify my life?
  2. Do I want to spend my life energy on it?

These questions help guide me. I also want to share 50 other life lessons that I’ve personally learned or received from others.

While not all may apply to your life and the experiences you’ve had, these simple lessons offer insights, direction, and reflections that can enrich your journey and help you navigate the complexities of life with greater understanding and fulfillment.

50 Life Lessons

Whether you’re embarking on a new chapter or simply seeking inspiration, feel free to explore and embrace the lessons that resonate most with you.

  1. Time is precious. Start checking off items from your Bucket List today.
  2. A rite of passage involves bothersome occurrences, such as hair sprouting in unwanted places, but this means we’re still alive, so welcome the changes.
  3. If starting a business was easy, everyone would do it. But if you have a compelling idea or a passion too irresistible to overlook, be ready for a potentially rewarding challenge.
  4. When retirement arrives, avoid making major decisions hastily. Instead, take a cautious approach and spend some time simply observing.
  5. Some believe money to be the key to happiness, but it’s often the opposite. Life is too short to not truly discover how we can achieve happiness today and tomorrow.
  6. No matter the struggles in your life, you’re never alone. Lean on Him.
  7. Always strive to live according to your values, but be open to progressing and falling along the way.
  8. The key isn’t how much you make, but how much you save. Always be prepared for the unexpected.
  9. Don’t take everyday tasks for granted, as we may all need help with them at some point in life.
  10. Live your life in a way that allows you to reflect without regret.
  11. Prioritize your health and set aside time to relax. Nobody performs their best when they’re overworked.
  12. Embrace the little joys in life, like chocolate.
  13. Find joy in your beliefs.
  14. Not every child is suited for college or a traditional four-year program. And that’s OK.
  15. Get out of your comfort zone to truly discover where you are most comfortable. You’ll learn something about yourself.
  16. Life is short, we can’t take tomorrow for granted. Even when faced with bad news, don’t let it stop you from living. 
  17. Take control of the influence of technology in your life. Set aside dedicated “power-off” periods.
  18. Food is a major household expense. It’s OK to be frugal and skip the boutique grocery stores.
  19. Don’t let spending prolong your journey to financial freedom. Use credit cards wisely, and remember, cash is king.
  20. Earning money takes time, but spending happens in an instant. Treat yourself because you’ve earned it, but be mindful not to let it get out of control.
  21. How many dumb ways are you spending money? Conduct a financial self-audit to find out what expenses you can cut. Every small saving adds up.
  22. If you feel you’re growing apart from your spouse, don’t give up. Put in the time and schedule something that’s just for the two of you.
  23. Live where you want to live and work where you want to work, because you never know when something will change. Recognize if you’re not happy and take charge.
  24. You can stop asking for permission, you just need the willpower to make smart decisions on your own.
  25. A prenup doesn’t mean you don’t love your spouse. It’s a document that safeguards your financial interests and prevents divorce lawyers from profiting off you.
  26. The commitment of “till death do you part” can feel like an eternity, especially if it’s with the wrong person. If your values and your partner’s don’t align, keep searching until you find your person.
  27. Are your life decisions pulling you away from your spiritual ideals? It may be time to pause and make some changes.
  28. Even the scariest of situations can be made a lot less daunting if we’re ready for them.
  29. Life is too short to spend it waiting for the future. Pursue your passions today.
  30. Spend time with the people who know and understand you best.
  31. Make family a priority, and answer the phone when your mom calls.
  32. Sometimes embracing the old way instead of change is the right move.
  33. Sharing is a nice gesture, but it’s not always mandatory.
  34. It takes practice to develop and maintain the art of being friends, but the payoff is well worth the effort you put in.
  35. Get a dog. A dog takes care of you just as much as you take care of them. It’s unconditional love.
  36. There will come a time when your choices are to trust the professionals or get in way over your head. Make the right choice.
  37. Not everyone is cut out to be a business owner. Before deciding to be an employee or an employer, deeply consider your strengths and weaknesses.
  38. Don’t retire with a mortgage. The burden of a major monthly payment on a limited income isn’t ideal, so take steps now to avoid this situation.
  39. Your professional and personal development should always be a work-in-progress.
  40. Even when it’s challenging, remind yourself that being a parent is the greatest reward
  41. Learn from Biggie “Mo’ money, mo’ problems.” Long-term happiness isn’t about the stuff you accumulated, it’s about your experiences and the people you impacted along the way.
  42. Expect the unexpected. Do what you can to prepare and trust that you’ll be able to manage any hand life deals you along the way.
  43. Share your blessings through generosity. Giving back can take many different forms. Be a difference in the world.
  44. Be respectful of the difference between “poor” and “broke”. You may have financial struggles, i.e., broke, but if you have a roof over your head and a hot meal, you’re not poor.
  45. Do business with good people. If you’re feeling uneasy about working with someone, trust your gut. 
  46. Don’t trust people who say “trust me.” People shouldn’t expect trust, but earn it through their words and actions.
  47. Cultivate an attitude of leadership. Your attitude and interactions with others have the power to impact those around you.
  48. Take a sabbatical to gain new experiences and ideas. Don’t wait until retirement.
  49. Make a dream board and tell others about it. Physically seeing it every day and having others hold you accountable can push you to make your dreams a reality.  
  50. The lessons never end. We should always be open to learning something new.

Reach out and let me know how I can help make your financial goals a reality.