Fiduciary Financial Planner

Five tips from a fiduciary financial planner:

1. Learn to say no. This world is full of constant demands. Fill your schedule, then add some more. Get a full-time job, volunteer, raise a family, have a social life, post about it on social media, connect with old friends, keep up with your health, cook meals, run errands, stay clean, and the list goes on. How can we possibly balance everything? Surely something must give. One of the best pieces of advice I’ve ever gotten was to say no to things to create a better ‘yes’ for yourself. With this extra time, you’ll be able to focus on and invest in what really matters to you.

2. Give. As difficult as it can be at times, put others first. If you are in a good place both physically and mentally, you have the capacity to give and serve others. This can be as simple as saying an extra ‘thank you’ today. It can be as complex as starting a nonprofit organization to contribute to a cause you care about. No matter how you do it, you won’t regret the time and resources you gave to better the life of someone else.

3. Appreciate. If you’re reading this right now, you are incredibly blessed. You have access to technology, vision to see, knowledge to read, and a mind to process and comprehend thoughts. That is pretty cool. Your body is capable of a lot. Appreciate the things around you – the changing seasons, the simple pleasures, and the things that keep you going each day (even if that means the coffee pot at work).

4. Plan. There are many areas of your life that will go better if you just plan them out. Budget for each month. Write down your goals. Make to-do lists. Keep track of the events you have coming up. Plan for life. Yes, certainly, adjust accordingly as life comes up. But start with a plan that will lead you to your goals.

5. Love. Seriously, in every single way. Love fully, deeply, and wide. Cultivate relationships in every area of your life. Love the people around you even when they are hard to love. Look in the mirror, smile, and love yourself.

I’m ready! What’s the next step?

St. Croix Advisors, LLC is a Registered Investment Advisory firm with locations in New Richmond, WI and Woodbury, MN.Disclaimer