Money & Worry

ST. CROIX INSIGHTS

 

Money & Worry

BY BRETT ANDERSON/ST.CROIX ADVISORS, LLC

Occasionally, clients will seek to have a conversation about finances from a Biblical perspective. This is a neat way to discuss financial planning. God already has a plan for us and has laid out the financial piece for us. Obviously, there are still tough decisions to be made. However, it’s a lot more simple than it seems. Before, Eagle Brook Church did a message on Money & Worry. Here, it’s about 45 minutes long and well worth your time. After viewing the clip, feel free to give me a call. Then we can talk on the phone or meet for a coffee. Either way, I would like to show you that financial simplicity is truly achievable. So let’s talk about Money & Worry!

Here’s a link to the video:

http://eaglebrookchurch.com/media-resources/weekend-messages/money-worry/

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Ask yourself- can my portfolio support my lifestyle in my retirement? 

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St. Croix Advisors, LLC is an investment advisory firm. We seek to help our clients achieve financial simplicity. Before implementing financial ideas you read, work with a Certified Financial Planner (CFP) or CPA for advice or recommendations that fit your own financial situation.

Hey Business Owners & Group Benefits

ST. CROIX INSIGHTS

Hey Business Owners & Group Benefits

BY BRETT ANDERSON/ST.CROIX ADVISORS, LLC

Group benefits- yes you’ve heard everything on this topic. Well, maybe. Last week I was at a conference put on by Ron Linnenman, Employee Benefit Consultant at Western Insurance Agency. I know – what an exciting topic and you wish you could have attended!

Here was the ‘ah ha’ moment of my time during this seminar. Our government has hired over 1,000 agents to investigate IF you and I (the business owners) are compliant with a host of laws, such as:

  • ERISA
  • ERISA Wrap Notices
  • Summary Plan Descriptions
  • Cobra Admin
  • 5500 Notices
  • HIPPA
  • And the list goes on…

But the real intent here is to fine employers to raise revenue. What’s interesting is that most of these laws have been on the books for years, just not enforced, and until recently they’ve indexed them for inflation. Just think…we voted for these people.

Financial Planning in Hudson

Compliance

They are focusing on compliance, particularly documentation that they know employers are missing! After all, they wrote the regulations and what to look for. You and I are employing people so they can support and provide for their families, and we have to play this cat and mouse game with our own Government. Just doesn’t seem right!

“What I walked away with from Ron’s presentation is that not only is he using a compliance tracking suite for his group benefit clients, but a compliance company to help with all this for his clients. ”

If you are worried about compliance, and would value help with the Government staying out of your Kool Aid, let me know and I’ll help coordinate a formal meeting with Ron so he can discuss this very topic with you.

Let me know!

Sign up for our eNewsletter blog that includes timely financial matters, news, and planning strategies that you can implement today.

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